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Wep 2025 Chart. Exceptions are also made if you have “substantial” earnings in 21 to 29 years. Workers who have 30 years of coverage (yoc) are fully exempt from the windfall elimination provision (wep).
The windfall elimination provision (wep) reduces social security benefits for certain employees. Workers who have 30 years of coverage (yoc) are fully exempt from the windfall elimination provision (wep).